Applying Online is Easy

See below for important disclosure information. By clicking "Apply Now" you will be directed to our partner website.

 

   

 

Overview

The TruFit Student Loan^® is a smart and affordable way to cover your remaining college expenses.

Interest Rates	Variable Rate  Fixed Rate  Actual interest rate is based on credit, presence of a cosigner and repayment option chosen. Students are encouraged to apply with a qualified cosigner to increase chances of receiving the lowest rate possible.
Repayment Options	With the TruFit Student Loan®, students have the flexibility to choose the repayment plan that best meets their needs. Plus, there's no prepayment penalty. Immediate. Students can make payments while in school. Interest only. Students can make interest-only payments while in school, helping lower total loan debt. Deferred. Students can defer payment on our alternative student loan until 6 months after graduation, leaving school or when they drop below half-time status.
Disbursement	Typically, sent electronically directly to the school. If the school is not set up to receive electronic payments, a check co-payable to the student and school will be sent directly to the school.
Eligibility Requirements	Student must be enrolled at least half-time in a degree- granting program at an eligible institution.  Student must be a US citizen or permanent resident, or have a US citizen cosigner of legal borrowing age in their state of residence. Loan approval is based on credit. If students do not have sufficient credit to be approved on their own they are encouraged to apply with a qualified cosigner. International students can apply with a creditworthy US citizen or permanent resident cosigner. Students must be attending a TruFit eligible institution.
Cosigner Requirements	We strongly encourage students with little or no credit history to apply with a qualified cosigner to increase their chances of being approved. A qualified cosigner can also help the borrower secure a lower interest rate. Although a cosigner is not required, we strongly recommend applying with one.

By clicking "Apply Now" you will be directed to our partner website.

All accounts are subject to individual credit approval.  Interest rates and benefits listed above only apply to students attending certain eligible institutions. For questions please call our Education Finance Specialists at 800-353-3357.

 

We reserve the right to modify or discontinue benefit programs at any time without notice. Any termination or modification of the program will not affect the terms of loans previously made. Specific terms and conditions may apply, please call us at 1-800-353-3357 if you have any questions.